When Dustin found Century, he was on another debt settlement program, but he was not happy with the process or the quality of their customer service.
Debra was always a person who looked out for her family and friends. After her close friend lost her job, In an effort to help out, Debra took on a good amount of her friend’s debt. Then Debra was forced to take an income reduction and relocate half way across the country due to her own job changes.
It all happened so quickly. When Ethan lost his job, and his wife didn’t make enough income on her own to pay their bills, they began borrowing from credit cards.
All it took was one rough year to put a real strain on Loraine’s finances. For over 15 years she worked as a traveling nurse, but once the pandemic hit she took a $5000 pay cut and her hours were cut back substantially. She was also helping with her blind, disabled mother’s care, transporting her back and forth for doctor visits and therapy. With only her income to depend on, she often found herself depending on credit cards to compensate for her lower income.
Alvaro and Daria were busy raising their family and carrying on with their day-to-day duties when Alvaro lost the job that he had for 18 years. With Daria being a stay-at-home mom, Alvaro was the main breadwinner for their household. After cashing out his 401K and turning to lines of credit to help support his family, Alvaro was getting them back on track. With things starting to look up, they decided it was time to follow their dream of working for themselves, so they opened their own flooring business. Although this new business was starting off on a good foot, it brought a lot more expenses.
Achieving financial freedom is a goal for many people. For some, it means being able to pay bills with money left over each month or having a fully-funded emergency account. Others may want to retire early and travel. It generally means having enough savings, investments, and cash on hand to afford the lifestyle you want for yourself and your family.
As March National Credit Education Month nears; this presents an excellent opportunity not only to further your own awareness about credit —but to spread some of this valuable knowledge onto your own children and other youth in your life.
Allison was already struggling to make ends meet and make the payments on her high-interest rate credit card debt when ‘life’ really knocked her down. First, it was her beloved cat, Pepper. He had been there for her through good and bad times and when Pepper required vet care, it was no surprise that Allison would do whatever was necessary to help him. The vet bills began to roll in.
Like many others, enrolling in a debt-settlement program was something that Noah and Elizabeth never thought they would have to do. After working hard all their lives, they assumed retirement would lead them into a modest living well into their golden years.