A no-spend challenge is designed to save money, and it can be more fun than you might think.
Even if you are in a debt relief program and watching your budget, you can still enjoy the holidays. It is early enough so that you can start getting ready little by little now, instead of spending a lot of money at one time closer to the holidays.
Occurring on the third Thursday each October, the National Get Smart About Credit Day is the annual reminder of the importance of good credit and why it should be highly sought after. While you have already taken steps towards getting your debt under control and your credit back in good standing, this day presents an opportunity to further contemplate what other factors can culminate to negatively impact your credit. Knowing this can keep you from making your situation worse while you continue to take positive steps towards debt repayment.
With National Crush a Can Day just around the corner, it is a great time to remember you can recycle not just to help the environment – but also to earn money!
The warm, sunny weather of the summer season often brings along the temptation to overspend. After all, with the many activities available, from vacations, water and amusement parks, concerts, graduations, plays, birthdays, summer weddings, family and friends’ get-togethers, BBQ’s and more, it’s easy to understand why summer is synonymous with budget-busting overspending. This type of overspending can wreak havoc on an otherwise carefully constructed budget.
More and more people are noticing that their financial lives need more attention than they are giving it. It is easy to get into a routine of using credit cards to get what is needed when things are on sale, and figuring that somehow things will work out by the time the bill comes due.
With the COVID-19 pandemic having taken a huge financial toll on many hard-working Americans, the upcoming academic year will prove to be challenging for many college students and parents alike. Shelling out thousands of dollars (or more) to attend school is difficult enough under "normal" circumstances, after all.
Did you know that July is Bank Account Bonus Month across the United States? This month-long holiday, which was started by Doctor of Credit's founders Will and Chuck, encourages people everywhere to explore and take full advantage of account bonuses and other incentives offered by financial institutions across the country.
Are you ready to declare your financial independence this fourth of July? For many people, they are simply getting by. They are living paycheck to paycheck, barely making their debt payments and don’t have a retirement plan or emergency fund. The good news is that you can declare your financial independence, save for unforeseen expenses and prepare for your retirement with our five-step plan.
Sometimes paying off the full balances of your debt simply isn't possible. Settling your debt paying less than originally agreed, is better than leaving it unpaid, but it can still negatively affect your credit score.
