Small businesses make up 99% of all businesses throughout this great land, equating to some 31 million small businesses.
Saving money can seem like more trouble than it's worth, given the relatively small sums yielded by trimming expenses by a few dollars a week here and there. But take those savings and invest them, even conservatively, and that can deliver thousands of dollars over the long-term.
While you’re working diligently on your debt-relief program, don’t forget about tax relief. The joke that the IRS is actually the “Eternal Revenue Service” isn’t too far off the mark, and you’ll not want to complicate your financial life further by getting out of step with the world’s most powerful and relentless collection agency—the IRS.
Credit cards are a financial tool. If used wisely, they help manage finances, build credit profiles, and meet financial goals. If misused, they have the potential to create an overwhelmingly stressful financial life.
A no-spend challenge is designed to save money, and it can be more fun than you might think.
Even if you are in a debt relief program and watching your budget, you can still enjoy the holidays. It is early enough so that you can start getting ready little by little now, instead of spending a lot of money at one time closer to the holidays.
Occurring on the third Thursday each October, the National Get Smart About Credit Day is the annual reminder of the importance of good credit and why it should be highly sought after. While you have already taken steps towards getting your debt under control and your credit back in good standing, this day presents an opportunity to further contemplate what other factors can culminate to negatively impact your credit. Knowing this can keep you from making your situation worse while you continue to take positive steps towards debt repayment.
With National Crush a Can Day just around the corner, it is a great time to remember you can recycle not just to help the environment – but also to earn money!
The warm, sunny weather of the summer season often brings along the temptation to overspend. After all, with the many activities available, from vacations, water and amusement parks, concerts, graduations, plays, birthdays, summer weddings, family and friends’ get-togethers, BBQ’s and more, it’s easy to understand why summer is synonymous with budget-busting overspending. This type of overspending can wreak havoc on an otherwise carefully constructed budget.
More and more people are noticing that their financial lives need more attention than they are giving it. It is easy to get into a routine of using credit cards to get what is needed when things are on sale, and figuring that somehow things will work out by the time the bill comes due.
