With the COVID-19 pandemic having taken a huge financial toll on many hard-working Americans, the upcoming academic year will prove to be challenging for many college students and parents alike. Shelling out thousands of dollars (or more) to attend school is difficult enough under "normal" circumstances, after all.
Did you know that July is Bank Account Bonus Month across the United States? This month-long holiday, which was started by Doctor of Credit's founders Will and Chuck, encourages people everywhere to explore and take full advantage of account bonuses and other incentives offered by financial institutions across the country.
Are you ready to declare your financial independence this fourth of July? For many people, they are simply getting by. They are living paycheck to paycheck, barely making their debt payments and don’t have a retirement plan or emergency fund. The good news is that you can declare your financial independence, save for unforeseen expenses and prepare for your retirement with our five-step plan.
Sometimes paying off the full balances of your debt simply isn't possible. Settling your debt paying less than originally agreed, is better than leaving it unpaid, but it can still negatively affect your credit score.
National Insurance Awareness Day is June 28. It’s a great reminder to examine your insurance coverage, assess your risks, and consider any life changes that necessitate updating your policies. Once identifying your needs, you can comparison shop to get the best prices to aid you in your goal to pay down debt while still getting the right coverage.
COVID-19 has rocked the global economy and left millions of people unemployed. In the US, more than 20.5 million people are unemployed because of the pandemic. If you are one of the affected individuals, you are probably wondering whether you will go back to your old job or secure a new one. The ability to secure a job after the epidemic depends on the industry that you are in and your job title. Let us look at the various industry facts and discuss what you can do if you do not get your job back.
Financial awareness extends beyond merely knowing what state your personal finances are in, although that’s certainly the start of becoming financially aware. The full scope of awareness includes being smart with money -- and that’s never more important than during a pandemic that has brought great economic uncertainty. To help celebrate National Financial Awareness Day on August 14th, we’ve compiled a step-by-step guide to becoming financially smarter during the COVID-19 pandemic.
If you've made it past your 50th birthday, you've been through a lot! Here's the good news... Today's over-50 crowd generally expects to live as actively as they did in their 30s and 40s. Only now, you get discounts!
2020 has been a rough year for everyone and it has sometimes felt unbelievable as to what we have endured thus far. But 2020 will end and the end of June marked the year's halfway point. That makes the start of July the perfect time to reassess your budget to make certain that you are on track with your expenses and goals. Perhaps you put into place a detailed plan at the start of the year, but if 2020 illustrates anything it's this: you can't plan for the unexpected.
The COVID-19 pandemic has disrupted millions of people’s household budget plans. With hundreds of thousands of people out of work, the strain on the economy is being felt strongest right at home. Now, more than ever, it’s important to manage the money you do have with prudence and forethought. It’s never smart to let money trickle down the drain, but the current situation makes it even more crucial to track every penny spent.
