Did you know that June 25th is Leon Day in the U.S.? Leon Day (Leon is Noel spelled backward), is the halfway mark to Christmas. That means you now have six months to prepare, financially, mentally, and spiritually, for the main event.
Mother's Day is May 9th — Follow Your Mother's Advice
It seems these days that so many families get into financial difficulties through debt. You decide to finance a big purchase one day, then you get into the habit of borrowing money to buy things. Before you know it, all your income is going toward making minimum payments on all your credit cards, and little or nothing is left. Debt settlement is a great solution when you find yourself in a tough financial situation, but a little prevention could be part of a long-term solution. Let’s look to how older generations handled money; in particular, it’s time to get back to following mom’s advice.
How to Teach Your Kids About Finances
Having found yourself in debt over the years, you know the impact it can have on your life and that of your family. For many people, the answer to getting rid of debt has been enrolling in a debt relief program. While helping ease your debt burden, the program also gives you many tips to stopping the cycle of debt, many of which can be passed on to your kids. Thus, while you are completing your debt relief program, you can also teach your kids important financial facts. To give your kids a head start on learning life lessons about money, here are some things you can do right away.
Financial House Cleaning 101: Where to Begin
With the warmer months of spring approaching, you might be thinking about doing a little "spring-cleaning" around the house—but what about your finances? If you're like most people, there's a good chance that your personal finances could use a little organization, too.
Did You Know? March is National Credit Education Month!
Can you remember being taught about credit scores and credit reports when you were in school? If not, then you're certainly not alone. Unfortunately, there seems to be a huge gap between what future consumers are taught in school versus what they really need to know to make wise financial decisions. And of course, your credit score is a very direct reflection of the financial choices you've made throughout life.
Smart Ways to Use the Second Stimulus Check
The second stimulus check offers a direct cash infusion to many Americans, and there’s a great deal of flexibility in how it can be used. If you have received or expect to receive a second stimulus check, how you should use it depends on your particular financial situation.
Financial Goals for 2021
The new year has begun with continued economic uncertainty for many people, but the uncertainty caused by Covid-19 shouldn’t cause you to forgo setting financial goals. While the crisis will likely alter your current financial position and immediate goals, setting those goals remains as important as ever (if not even more important). If you don’t know where to start, here are some financial goals to consider for 2021.
Grow Your Savings While Making Ends Meet
Have you ever heard the advice to put 15% of each paycheck into savings? That’s all well and good, but if your paycheck is barely enough to make ends meet, it’s not advice you can put into action. After all, that last five dollars may be just enough to put gas in your car to get you to work. With millions of Americans struggling to get by on less money, shouldn’t savings take a back seat? No way.
Start the New Year Right with Control of Your Finances
What is your biggest worry? If it has anything to do with your financial health, you're not alone. 73% of Americans rank their finances as the biggest stress they currently have. Avoiding your financial issues won't help you alleviate this stress, it only makes it worse. The best way to overcome it is by facing your finances head-on and developing a plan to help you succeed.
Practical ways to talk about and plan for your financial future
3 Practical Ways to Talk About Money And Plan for Your Financial Future
How you perceive the world has an oversized impact on how you approach it, and the same is true with specific regard to finances. How you think and talk about your finances has an enormous impact on how they go.