With the popularity of the digital world, a lot of applications and entertainment options are moving over to a subscription-based model. That can be a great option for something that's used frequently, but it's not so good on your budget if you have a lot of subscriptions and you aren't using them for anything. Fortunately, there's a way to fix that. By taking a look at the subscriptions you have, canceling what you don't use, and getting any necessary help to do that properly and efficiently, you can save yourself a lot of money. Here's what to consider.
Managing Your Subscriptions
50/30/20 - An Easy Way to Budget
Budgeting can be a tricky thing for many people, especially if they don't have the time or energy to carefully keep track of each penny. Those who would prefer a simplified version of the process may find luck with the 50/30/20 rule.
The 50/30/20 rule is a great way to roughly categorize and control your spending, so you can start building toward the financial future you want. As 2020 begins , there's no better time to explore alternative solutions to curb your spending.
Decorate Your Home; Don't Drain Your Wallet
The holidays are upon us and it's time to start thinking about holiday decorations. If you go to the store, you might find that decorations are on the pricey side. That's not good when you are trying to save money for something special or because you just don't have the extra money for decorations this year.
However, your house doesn't have to go naked for the holidays and you don't have to spend outlandish amounts on decorations. Decorate on a budget with beautiful homemade decorations.
Adjusting to Post College Life
Once you get out of college, student loans are going to be due, which means you might be struggling to pay for housing, groceries, transportation costs and more. Being able to survive those first few years may be stressful, but you could reduce that stress by creating a budget.
Free Options to Help You Cut the Cord
The average spending per cable subscriber is approximately $85 a month, according to USA Today. For satellite television subscribers this spikes even higher to $100 a month. Even if you spend significantly below average, these costs can still be crippling if you're trying to avoid credit card debt.
Small Changes Yield Big Results
For someone who is already living frugally, finding more money to put into savings or pay down credit card debt can feel impossible. Yet sometimes all it takes is a series of small changes to add up to big savings.
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