Staying Motivated with Century

Here at Century, our goal is to help you achieve better financial health in the shortest amount of time possible. Our work here at Century is a vital piece of your journey, but we recognize that it’s not the only piece and that your journey toward better financial

 health is not always an easy one. Below are some tricks and tips to help remain positive and motivated throughout this journey:

Never Stop Learning. Anyone can give you advice on your finances, but until you understand the basics it might not fully make sense. A great way to stay motivated is to learn as much as you can about the topic. If you understand how and why to budget and save, for example, it’s easier to stay upbeat because you have reduced the stress of the ‘unknown’. This can done by a Google search about personal finance, credit card debt, or money-saving tips. You could even pick up a book from the local library on personal finance. Another great resource is the Century Client Newsletter “Road to Financial Freedom.” Making time to read these every month can provide you with valuable knowledge that will help you towards your goal of better financial health.

Understand your Century program and the expectations. When you signed up with Century, you most likely completed a Welcome packet online or spoke with one of our representatives who outlined all of the important information to know about the program. If you still have your contract, which is also available on your MyCentury Portal, take a minute and read over it. There is also a “refresher” video available on you MyCentury Portal that reviews how your program works. Still have questions? Century has a live chat option available on your MyCentury portal. That’s right – you have representatives available to you and you don’t even have to pick up the phone. Our representatives are accessible Monday through Friday from 9:00 AM to 5:00 PM EST. We also have an email address, customercare@centuryss.com, designated to addressing your questions and concerns, which is closely monitored throughout our hours of operation.

 Set Mini-Goals that contribute to your long term goal of better financial health. Many have heard the old saying “Patience is a virtue,” and there are times in your debt settlement program when patience is needed as we work with your creditors to obtain the best settlement possible. While you are waiting to hear of your next settlement, try setting mini goals that support your long-term goal of financial freedom. Setting goals allows you to see where you’re going and sets up how you are going to get there.

One goal you could set is to fast track your program with additional deposits. For example, if you can set aside $10 a week for 3 months, you know you will have roughly $120 saved up. Setting a goal to deposit in $120 every 3 months to your program can significantly decrease your time in a settlement and how long it takes to obtain a settlement. With more money saved up in your program, the easier it is to obtain the best settlement. Not to mention, checking off a goal feels AWESOME & that is motivating in itself. Sit down, write your goals, and take action – you will feel the motivation when you’re done.

Be Grateful. Grab a notebook and a pen and take 5 minutes while you are sipping your morning coffee or eating breakfast to jot down what you are thankful for. Filling your mind with these grateful and positive thoughts will not only enhance how you feel, it will also keep you motivated while working towards your program goals. As part of your list, include some milestones you have reached with Century such as completing a settlement or adding more funds to speed up your program. Reminding yourself of the progress you are making will keep you focused on the future.

Trust is a Century core value and it is our goal that every client trusts that we are making every effort to obtain the best settlements for them. We look forward to seeing our clients succeed. We want you to relax and find comfort knowing that we are working for you and doing all that we can. Don't let yourself be consumed by your debt settlement program. Instead, focus on enjoying life and put these tips to work as you continue along your journey towards better financial health.