Century's Settlement Process

You will begin drafting and building funds based on a customized plan developed to fit your budget. We want to resolve your debts as quickly as possible by obtaining settlements.  Many of our clients see their first settlement within 6 months of enrollment.  Our Century negotiators work hard every day to reach the best settlement offers for you and your program. Check out our quick overview of the process here.

A tool that our negotiators successfully use with creditors during negotiations is the hardship that caused a client to seek out a debt resolution plan.  Would you be willing to share with us the hardship you encountered that led you to enter the program?  If so, contact us with those details today.

As you draft each month, the balance of your reserve account will increase which allows our negotiators to negotiate and settle your debts.  There may be times when your personal involvement in the negotiation process is needed in order to resolve an account.  If this is necessary, we will call you to go over our strategy and will keep you informed every step of the way.

Another item to consider is if there are joint borrowers on any of your enrolled accounts. It is your responsibility to let them know the account has been placed into a debt settlement program, that you can no longer afford the minimum payments, and their credit may be negatively affected.