Sticking to your debt settlement program requires dedication and consistency, but your commitment can open the door to an exclusive opportunity—the SmartTrack™ Accelerator Loan. This special loan helps eligible clients pay off the remainder of their settlements faster, allowing them to complete the program ahead of schedule and start rebuilding their credit sooner.

 

What is the SmartTrack™ Accelerator Loan?

The SmartTrack™ Accelerator Loan is designed for clients who have maintained good standing in their debt settlement program. It provides funding to pay off the rest of your settlements in one lump sum, giving you the advantage of:

  • Faster Completion: No more waiting for each settlement to finalize. The loan takes care of the remaining balances, so you can finish your program sooner.
  • Credit Rebuilding: Because the SmartTrack™ Accelerator Loan is a structured loan, making on-time payments can help you rebuild your credit and strengthen your financial future.
  • Less Stress: Consolidating your settlements into one predictable monthly payment simplifies your finances and eliminates uncertainty.

 

How Do You Qualify for a SmartTrack™ Accelerator Loan?

The SmartTrack™ Accelerator Loan is available by invitation only to clients who have demonstrated reliability in their program. Key factors for eligibility may include:

  • Has made six consecutive, on-time, and full monthly deposits into the program
  • Maintaining good communication with your settlement team
  • Maintaining a good payment history with creditors not enrolled in the program

If you meet these criteria, you may receive an invitation to apply. An honor that recognizes your hard work and commitment toward better financial health.

 

Why This Opportunity Matters

Reaching the finish line of your debt settlement journey is a major achievement, and the SmartTrack™ Accelerator Loan helps you get there even faster. Instead of waiting for each remaining settlement to be negotiated, the loan pays off your balances in one step, clearing the way for a fresh financial start.

By staying dedicated to your program, you put yourself in the best position to receive this exclusive opportunity.

How it Works

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Your financial independence is within reach! Stay the course, and you could be celebrating financial relief even sooner than expected!

Frequently Asked Questions?

Will my monthly deposit/payment amount change?
Every program varies but most common, clients will have a similar and possibly the same monthly loan payment as they had in their debt relief program. The lending partner can provide more detailed information on the your specific situation.
How do I become eligible?
Every program varies but most frequently, clients will experience a similar and possibly the same monthly loan payment as they had in their debt relief program. The lending partner can provide more detailed information on the your specific situation.
How will I know when I am eligible to apply?
Every program varies but most frequently, clients will experience a similar and possibly the same monthly loan payment as they had in their debt relief program. The lending partner can provide more detailed information on the your specific situation.
What if I get declined?
Every program varies but most frequently, clients will experience a similar and possibly the same monthly loan payment as they had in their debt relief program. The lending partner can provide more detailed information on the your specific situation.

Kim Wasielewski

Kim W. is a debt relief professional helping consumers navigate financial challenges. She is passionate about making money matters easier to understand and believes everyone deserves a fresh financial start.